We’ve all heard the proverb: Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime. Well now, threat actors don’t even have to exert the effort to phish to land business email accounts.

According to an alert published earlier this year by the FBI, Business Email Compromise (BEC) and Email Account Compromise (EAC) have caused $12 billion in losses since October 2013. Traditionally, social engineering and intrusion techniques have been the most common ways to gain access to business email accounts and dupe individuals to wire funds to an attacker-controlled account. These methods play out as follows: